FundedIQ

Convertible Note Funded Financial Services Startups

Across the 18 most recent convertible-note rounds in Financial Services, the largest disclosed amount is Baseload Capital’s $24M (2022-10-19), which stands…

Across the 18 most recent convertible-note rounds in Financial Services, the largest disclosed amount is Baseload Capital’s $24M (2022-10-19), which stands out sharply from the rest of the disclosed figures clustered far below that level (e.g., Wealthfront at $70M is disclosed, but in this table the standout within the upper-right of the distribution remains Baseload Capital at $24M versus many sub-$5M rounds). Several entries also use “undisclosed” amounts, appearing 4 times (WeCashUp 2022-09-07; Ondato 2022-08-01; Lance 2022-05-01; Waffle Labs 2022-05-01; Sudrania Fund Services 2021-11-18).

Date-wise, the active window is 2021-08-10 (Just Auto Insurance) through 2022-10-19 (Baseload Capital), with heavy concentration in September 2022 (Flowpay 2022-10-05; Bart Digital 2022-09-15; Insly 2022-09-14; WeCashUp 2022-09-07; Wealthfront 2022-09-02). Geographically, the list is split between the US, UK, and several EU locations (e.g., Wealthfront in Palo Alto, Dave in Los Angeles, and Insly in London), without a single city repeating as a dominant hub.

Most recent rounds

18 shown
B
Baseload Capital
Stockholm, Sweden · Financial Services
Convertible Note · Oct 2022
$24M
F
Flowpay
Prague, Czech Republic · Financial Services
Convertible Note · Oct 2022
$150k
B
Bart Digital
Indaiatuba, Brazil · Financial Services
Convertible Note · Sep 2022
$970k
I
Insly
London, United Kingdom · Financial Services
Convertible Note · Sep 2022
$1.1M
W
WeCashUp
Marseille, France · Financial Services
Convertible Note · Sep 2022
Undisclosed
W
Wealthfront
Palo Alto, United States · Financial Services
Convertible Note · Sep 2022
$70M
O
Ondato
London, United Kingdom · Financial Services
Convertible Note · Aug 2022
Undisclosed
I
Invesdor
Helsinki, Finland · Financial Services
Convertible Note · Jul 2022
$2.0M
L
Lance
New York, United States · Financial Services
Convertible Note · May 2022
Undisclosed
W
Waffle Labs
New York, United States · Financial Services
Convertible Note · May 2022
Undisclosed
G
G.O.A.T Brand Labs
Bengaluru, India · Financial Services
Convertible Note · Apr 2022
$50M
P
Paytron
Sydney, Australia · Financial Services
Convertible Note · Mar 2022
$3.7M
D
Dave
Los Angeles, United States · Financial Services
Convertible Note · Mar 2022
$100M
Y
Yanda
London, United Kingdom · Financial Services
Convertible Note · Mar 2022
$100k
J
Jarden
Auckland, New Zealand · Financial Services
Convertible Note · Feb 2022
$40M
D
DirectID
Edinburgh, United Kingdom · Financial Services
Convertible Note · Jan 2022
$3.0M
S
Sudrania Fund Services
Downers Grove, United States · Financial Services
Convertible Note · Nov 2021
Undisclosed
J
Just Auto Insurance
Los Angeles, United States · Financial Services
Convertible Note · Aug 2021
$4.9M

Related listings

Frequently asked

Which disclosed round is the clearest size outlier in this convertible-note Financial Services set?

The most prominent disclosed figure is Wealthfront’s $70M (2022-09-02), which is substantially larger than other disclosed rounds shown, such as Dave at $100M (2022-03-21) and Jarden at $40M (2022-02-21), and it sits well above many smaller disclosed entries like Paytron’s $4M (2022-03-22) and DirectID’s $3M (2022-01-24).

How concentrated are deal dates in the most recent part of the table?

A cluster forms in September 2022: multiple rounds land within weeks of each other, including Wealthfront ($70M, 2022-09-02), Insly ($1M, 2022-09-14), Bart Digital ($970K, 2022-09-15), and WeCashUp (undisclosed, 2022-09-07).

Are “undisclosed” amounts common enough to affect comparisons, and where do they appear?

Yes. “Undisclosed” shows up multiple times across the period: WeCashUp (2022-09-07), Ondato (2022-08-01), Lance (2022-05-01), Waffle Labs (2022-05-01), and Sudrania Fund Services (2021-11-18), which means any ranking based only on disclosed amounts will exclude five of the 18 rows.

Do any countries or cities appear repeatedly, suggesting a geographic concentration?

London appears more than once (Insly 2022-09-14 at £/UK listing, and Ondato 2022-08-01; plus the list otherwise spans multiple countries like the US (Wealthfront in Palo Alto; Dave in Los Angeles) and Australia (Paytron in Sydney), indicating distribution rather than a single-city hub.

Which edge of the timeline shows the oldest and most recent rounds in this slice?

The oldest row shown is Just Auto Insurance (2021-08-10) with $5M, while the most recent is Baseload Capital (2022-10-19) with $24M, defining a range from August 2021 through October 2022.

Is there a pattern of large rounds separated by low-single-digit disclosed amounts?

Several disclosed rounds fall in the $40M–$100M band (e.g., Dave $100M on 2022-03-21; Jarden $40M on 2022-02-21; Wealthfront $70M on 2022-09-02; G.O.A.T Brand Labs $50M on 2022-04-20), alongside much smaller disclosed deals such as Flowpay ($150K, 2022-10-05) and Yanda ($100K, 2022-03-03), creating a high-variance distribution within the same convertible-note format.

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