Credwise: Funding, Investors & Team (Sep 2026)
Credwise is a VC-funded fintech startup founded by IIT alumni. It aims to democratize how people use credit in India for their family expenses. We all know that credit is the preferred mode of payment for any transaction. Unfortunately, the majority of Indians don't have access to credit. That's why India sees more than 60% of credit card owners sharing their cards with their close friends and family. But currently, sharing credit cards is painful and highly insecure as actual card numbers and OTPs need to be shared. Credwise is an easy-to-use and secure platform that allows anyone in India to ask for credit and share credit with their loved ones. India's credit card penetration is growing rapidly, but it still has a long way to go before it matches most western countries. With Credwise, we aim to ensure that the Indian economy becomes more credit-tolerant.
Credwise has raised $150k across 1 funding round on record, the most recent a Pre-Seed of $150k announced in Jan 2023.
That round is below the $4.1M median round size for Apps companies tracked on FundedIQ over the last two years.
Credwise Company Profile and Key Stats
Latest funding round on record: Jan 2023.
Credwise Funding Rounds
Credwise Founders and Leadership Team
No contact details are on record for this team yet.
Credwise Funding Compared to Other Apps Startups
Credwise's latest round of $150k is below the median round in Apps. Medians cover the last 24 months of disclosed rounds.
Funded Startups Like Credwise in Apps and Bangalore
Companies Similar to Credwise
YoLearn.ai is your voice 1st syllabus aligned personal AI tutor for Test Prep( competitive exams) and K-12…
AutoVRse creates custom Virtual & Augmented Reality (VR/AR) apps for businesses, allowing them to leverage…
Trevel is a mobility platform that provides cab-hailing, city rides, vehicle rentals, and outstation…
True Balance is a digital wallet owned and operated by Balancehero India Private Limited (BHI), that enables…
We provide a comprehensive solution for Original Equipment Manufacturers (OEMs) and System Integrators to…
Olyv is a mobile app-based lending platform capable of assessing the risk profile of a prospective borrower…
Nazara Technologies Limited is a well established Mobile Gaming Company with our HQ's in India and Offices in…
StockGro is a social investment platform that uses a simulated virtual environment to allow users to explore…
Wealthy is the creator of a software for managing wealth, which suggests suitable portfolio allocations and…
Shoppin uses prompts, vibes, product descriptions, and photographs to assist consumers in finding clothing…
SalarySe provides a Credit-on-UPI platform that is specifically designed for individuals who are employed and…
Credwise Funding FAQs
What does Credwise do?
Credwise is a VC-funded fintech startup founded by IIT alumni. It aims to democratize how people use credit in India for their family expenses. We all know that credit is the preferred mode of payment for any transaction. Unfortunately, the majority of Indians don't have access to credit. That's why India sees more than 60% of credit card owners sharing their cards with their close friends and family. But currently, sharing credit cards is painful and highly insecure as actual card numbers and OTPs need to be shared. Credwise is an easy-to-use and secure platform that allows anyone in India to ask for credit and share credit with their loved ones. India's credit card penetration is growing rapidly, but it still has a long way to go before it matches most western countries. With Credwise, we aim to ensure that the Indian economy becomes more credit-tolerant.
How much funding has Credwise raised?
Credwise has raised $150k across 1 round on record. The most recent is a Pre-Seed of $150k announced in Jan 2023.
When did Credwise last raise funding?
Credwise's most recent funding round on record is a Pre-Seed of $150k, announced in Jan 2023.
Who is the CEO of Credwise?
Archit Sharma is listed as CEO at Credwise.
Where is Credwise headquartered?
Credwise is based in Bangalore, Karnataka, India.
How many employees does Credwise have?
Credwise is in the 1-10 employee band.
How does Credwise's funding compare to other Apps startups?
Credwise's latest round of $150k is below the $4.1M median round size for Apps companies on FundedIQ across 2,426 tracked companies over the last two years.
About FundedIQ's Credwise Funding Data
FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.
Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Credwise is left off this page rather than filled in.
Know who just raised. Then know who to reach.
Every newly funded startup with its round, its investors and its founders: delivered weekly by email, or searchable in the app.
Alerts from $19/mo · Pro from $99/mo. Card required, nothing charged until day 15, and we email you 3 days before that.