Defacto: Funding, Investors & Team (Sep 2026)
We're a team of entrepreneurs in fintech, data science and dev tools. We believe the future of finance belongs to builders. Access to capital should be fair and instant, we're working hard to make this happen. Defacto provides lending in seconds to SMEs across Europe through their daily tools. We're proud to partner with Qonto, Malt, Pennylane and Libeo amongst other great B2B fintechs and marketplaces.
Defacto has raised $230M across 4 funding rounds on record, the most recent an undisclosed round of $19.0M announced in Sep 2025.
That round is above the $14M median round size for Financial Services companies tracked on FundedIQ over the last two years.
Defacto Company Profile and Key Stats
Latest funding round on record: Sep 2025.
Defacto Funding Rounds
Defacto raised $16.0M in a Series A announced in Jun 2022.
1.1 years later, an undisclosed round of $184M was announced in Jul 2023.
4 months later, a Series A of $10.7M was announced in Nov 2023.
1.8 years later, an undisclosed round of $19.0M was announced in Sep 2025.
Defacto Founders and Leadership Team
Contact details for the Defacto team: 2 of 3 have an email address on file, 1 has a LinkedIn profile.
Start 14-day free trial →Defacto Funding Compared to Other Financial Services Startups
Defacto's latest round of $19.0M is above the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.
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Defacto Funding FAQs
What does Defacto do?
We're a team of entrepreneurs in fintech, data science and dev tools. We believe the future of finance belongs to builders. Access to capital should be fair and instant, we're working hard to make this happen. Defacto provides lending in seconds to SMEs across Europe through their daily tools. We're proud to partner with Qonto, Malt, Pennylane and Libeo amongst other great B2B fintechs and marketplaces.
How much funding has Defacto raised?
Defacto has raised $230M across 4 rounds on record. The most recent is an undisclosed round of $19.0M announced in Sep 2025.
When did Defacto last raise funding?
Defacto's most recent funding round on record is an undisclosed round of $19.0M, announced in Sep 2025.
Who founded Defacto?
FundedIQ lists Marc Henri Gires (Founder), Morgan O'hana (Founder) at Defacto.
Where is Defacto headquartered?
Defacto is based in Paris, Ile-De-France, France.
How many employees does Defacto have?
Defacto is in the 51-100 employee band.
How does Defacto's funding compare to other Financial Services startups?
Defacto's latest round of $19.0M is above the $14M median round size for Financial Services companies on FundedIQ across 5,745 tracked companies over the last two years.
About FundedIQ's Defacto Funding Data
FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.
Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Defacto is left off this page rather than filled in.
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