Instant Factoring: Funding, Investors & Team (Sep 2026)
Instant Factoring is a financial technology platform that offers quick funding to small business owners within 24 hours. This is made possible through robot-based underwriting, blockchain technology for transparency in transactions, and the use of machine learning for assessing credit risk. The goal is to help entrepreneurs access the funds they need quickly without the usual bureaucratic delays. Instant Factoring aims to support the growth of small businesses by offering flexible financing options. The company projects that over 15,000 small businesses will use its services by the end of 2022, with an average invoice value of around EUR 2,000. Key features include a proprietary credit-scoring tool that uses AI and predictive analytics for fast credit decisions, blockchain technology for anti-fraud measures, and plans to implement smart contracts for payment processing in the future. Data from various sources is processed efficiently to evaluate customer invoices and provide transparent pricing. The platform's internal algorithm is continuously enhanced through machine learning, giving the business a competitive edge.
Instant Factoring has raised $8.2M across 2 funding rounds on record, the most recent an undisclosed round of $1.1M announced in Jun 2024.
That round is below the $14M median round size for Financial Services companies tracked on FundedIQ over the last two years.
Instant Factoring Company Profile and Key Stats
Latest funding round on record: Jun 2024.
Instant Factoring Funding Rounds
Instant Factoring raised $7.1M in an undisclosed round announced in Dec 2021.
2.5 years later, an undisclosed round of $1.1M was announced in Jun 2024.
Instant Factoring Founders and Leadership Team
Contact details for the Instant Factoring team: 1 of 1 has an email address on file.
Start 14-day free trial →Instant Factoring Funding Compared to Other Financial Services Startups
Instant Factoring's latest round of $1.1M is below the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.
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Instant Factoring Funding FAQs
What does Instant Factoring do?
Instant Factoring is a financial technology platform that offers quick funding to small business owners within 24 hours. This is made possible through robot-based underwriting, blockchain technology for transparency in transactions, and the use of machine learning for assessing credit risk. The goal is to help entrepreneurs access the funds they need quickly without the usual bureaucratic delays. Instant Factoring aims to support the growth of small businesses by offering flexible financing options. The company projects that over 15,000 small businesses will use its services by the end of 2022, with an average invoice value of around EUR 2,000. Key features include a proprietary credit-scoring tool that uses AI and predictive analytics for fast credit decisions, blockchain technology for anti-fraud measures, and plans to implement smart contracts for payment processing in the future. Data from various sources is processed efficiently to evaluate customer invoices and provide transparent pricing. The platform's internal algorithm is continuously enhanced through machine learning, giving the business a competitive edge.
How much funding has Instant Factoring raised?
Instant Factoring has raised $8.2M across 2 rounds on record. The most recent is an undisclosed round of $1.1M announced in Jun 2024.
When did Instant Factoring last raise funding?
Instant Factoring's most recent funding round on record is an undisclosed round of $1.1M, announced in Jun 2024.
Who founded Instant Factoring?
FundedIQ lists Cristian Ionescu (Founder) at Instant Factoring.
Where is Instant Factoring headquartered?
Instant Factoring is based in Bucharest, Bucuresti, Romania.
How many employees does Instant Factoring have?
Instant Factoring is in the 11-50 employee band.
How does Instant Factoring's funding compare to other Financial Services startups?
Instant Factoring's latest round of $1.1M is below the $14M median round size for Financial Services companies on FundedIQ across 5,745 tracked companies over the last two years.
About FundedIQ's Instant Factoring Funding Data
FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.
Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Instant Factoring is left off this page rather than filled in.
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