Smartcoin: Funding, Investors & Team (Sep 2026)
SmartCoin is a mobile app based lending platform, capable of assessing the risk profile of a prospective borrower in real time, using data science and machine learning algorithms. Their proprietary credit underwriting engine aggregates thousands of data points on a customer’s smartphone to build a customized credit score. A customer is instantly offered personalized loan products on the basis of his risk and capacity, and the money is transferred digitally to their bank account.
Smartcoin has raised $24.7M across 3 funding rounds on record, the most recent a Series B of $7.0M announced in Feb 2022.
That round is above the $5.7M median round size for Artificial Intelligence companies tracked on FundedIQ over the last two years.
Smartcoin Company Profile and Key Stats
Latest funding round on record: Feb 2022.
Smartcoin Funding Rounds
Smartcoin raised $7.0M in an undisclosed round announced in Mar 2020.
1.3 years later, a Debt Financing of $10.7M was announced in Jul 2021.
7 months later, a Series B of $7.0M was announced in Feb 2022.
Smartcoin Founders and Leadership Team
Contact details for the Smartcoin team: 1 of 1 has an email address on file.
Start 14-day free trial →Smartcoin Funding Compared to Other Artificial Intelligence Startups
Smartcoin's latest round of $7.0M is above the median round in Artificial Intelligence. Medians cover the last 24 months of disclosed rounds.
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Smartcoin Funding FAQs
What does Smartcoin do?
SmartCoin is a mobile app based lending platform, capable of assessing the risk profile of a prospective borrower in real time, using data science and machine learning algorithms. Their proprietary credit underwriting engine aggregates thousands of data points on a customer’s smartphone to build a customized credit score. A customer is instantly offered personalized loan products on the basis of his risk and capacity, and the money is transferred digitally to their bank account.
How much funding has Smartcoin raised?
Smartcoin has raised $24.7M across 3 rounds on record. The most recent is a Series B of $7.0M announced in Feb 2022.
When did Smartcoin last raise funding?
Smartcoin's most recent funding round on record is a Series B of $7.0M, announced in Feb 2022.
Who is the CEO of Smartcoin?
Rohit Garg is listed as CEO at Smartcoin.
Where is Smartcoin headquartered?
Smartcoin is based in Bangalore, Karnataka, India.
How many employees does Smartcoin have?
Smartcoin is in the 101-250 employee band.
How does Smartcoin's funding compare to other Artificial Intelligence startups?
Smartcoin's latest round of $7.0M is above the $5.7M median round size for Artificial Intelligence companies on FundedIQ across 7,234 tracked companies over the last two years.
About FundedIQ's Smartcoin Funding Data
FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.
Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Smartcoin is left off this page rather than filled in.
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