XMO: Funding, Investors & Team (Oct 2026)
XMO is building a consumer finance product centered on agentic AI and predictive money management. The company’s approach moves away from static budgeting or backward-looking transaction summaries and toward systems that can interpret patterns, anticipate future needs, and take action on a user’s behalf. Its product direction is framed around everyday spending management first, with broader automation and decision support as the model develops.
XMO has raised $2.9M across 1 funding round on record, the most recent a Pre-Seed of $2.9M announced in May 2026.
That round is below the $6.0M median round size for Artificial Intelligence companies tracked on FundedIQ over the last two years.
XMO Company Profile and Key Stats
Latest funding round on record: May 2026.
XMO Funding Rounds
XMO Founders and Leadership Team
Contact details for the XMO team: 1 has a LinkedIn profile.
Start 14-day free trial →XMO Funding Compared to Other Artificial Intelligence Startups
XMO's latest round of $2.9M is below the median round in Artificial Intelligence. Medians cover the last 24 months of disclosed rounds.
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XMO Funding FAQs
What does XMO do?
XMO is building a consumer finance product centered on agentic AI and predictive money management. The company’s approach moves away from static budgeting or backward-looking transaction summaries and toward systems that can interpret patterns, anticipate future needs, and take action on a user’s behalf. Its product direction is framed around everyday spending management first, with broader automation and decision support as the model develops.
How much funding has XMO raised?
XMO has raised $2.9M across 1 round on record. The most recent is a Pre-Seed of $2.9M announced in May 2026.
When did XMO last raise funding?
XMO's most recent funding round on record is a Pre-Seed of $2.9M, announced in May 2026.
Who founded XMO?
FundedIQ lists Fred Sotelo (Founder) at XMO.
Where is XMO headquartered?
XMO is based in Melbourne, Victoria, Australia.
How many employees does XMO have?
XMO is in the 1-10 employee band.
How does XMO's funding compare to other Artificial Intelligence startups?
XMO's latest round of $2.9M is below the $6.0M median round size for Artificial Intelligence companies on FundedIQ across 7,241 tracked companies over the last two years.
About FundedIQ's XMO Funding Data
FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.
Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for XMO is left off this page rather than filled in.
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