Cachet

eID Simple assists businesses in adopting high-quality electronic signatures by collecting local, popular, and proven signature techniques where user identification is already confirmed to keep signing process friction to a minimum and price fair.

Vok Bikes crafts robust cargo bikes and provides them for rental to delivery companies, ensuring no unexpected charges for their couriers. They operate in Tallinn, Vilnius, and London at the moment.

In the long term, Fagura will be a digital bank where people can manage online their entire financial life. In the short term, we will develop a marketplace based on p2p lending technology, where people looking for loans at a lower interest rate than the financial market, meet with investors interested in a more consistent returns than bank deposits. We will gradually add new financial services in the future for Fagura to become an online bank with scaling potential and ready to be launched in new markets.

Established in 2016, ESTO is a global company that offers a range of financial services. With a strong presence in the Baltic region, the Estonian company has built a network of over 1000 partners and serves more than 120,000 consumers. ESTO assists merchants in selling their products and enables clients to make purchases easily and conveniently. By integrating the ESTO Checkout solution into their online or offline stores, merchants can provide customers with the option to buy now and pay later. ESTO's innovative payment products, such as ESTO Slice, ESTO Hire-Purchase, and ESTO Pay Later, allow shoppers to make purchases and repay in installments without fees or interest. The ESTO account feature enables shoppers to transfer funds to their bank account, make purchases, and make repayments in fixed installments. By giving shoppers control over their spending and repayment schedules, ESTO helps merchants increase their customer base and average transaction size. Collaborating with ESTO also provides merchants with access to marketing campaigns that target over 120,000 ESTO clients, making the partnership highly appealing.

The Elmo Remote is an advanced device that permits the direct delivery of vehicles to customers, or the transportation of vehicles to the desired location of customers.

EstateGuru is a cross-border marketplace for short- and mid-term property loans in Continental Europe. The EG business model with mortgage-backed loans is an interesting way of investing in the real estate-related asset class.

The pre-owned clothing marketplace in South Africa with the fastest growth is called YAGA. Early in 2020, Yaga began a test in Tallinn, Estonia before expanding to South Africa, where it quickly became the top option for South Africans looking to sell their used clothing online. We have expanded over 300% in SA in the last 6 months alone, with over 30 000 stores and 20 000 daily customers, and we have no intention of slowing down any time soon. By giving everyone the opportunity to launch their online company on Yaga, we help local communities. Our mission is to make second-hand transactions between individuals as simple and secure as possible.

Werk is building a construction labor marketplace, that matches workers internationally to any country, all while automating the paperwork and HR. Our community provides trade union benefits, globally. Think of it as a mix of Deel & LinkedIn, but for construction that disrupts the European gray economy. Werk is building a digital identity for the workers building our homes and offices.

Montonio connects payment orchestration and payment initiation into a single touchpoint full checkout solution for European e-commerce stores. The company provides both its own services, like bank link payments, checkout financing, and installment plans, as well as third-party solutions for accepting card payments, such as Stripe. Montonio was founded in 2018 and is based in Tallinn, Estonia.

Income is a European marketplace for investing into consumer loans from around the world. Built by investors to investors, we seek to fix the problems of the current peer to peer platforms and to make a better investment experience for all. We connect consumer lending companies around the world to investors and enable an easy, fast and improved way to invest.

Edumus is a marketplace and platform that enables specialists from different fields and industries to join schools as part-time teachers.

AskRobin is a credit marketplace for underbanked in Latin America