Karat Financial: Funding, Investors & Team (Oct 2026)
Karat provides a credit card tailored for creators and influencers, enabling them to grow and manage their businesses. Its Karat Black Card aims to aid high-income creators with a credit card suited to their needs. This is because banks don’t always understand the creator business model which can include unpredictable monthly income and a variety of revenue streams and thus prevents burgeoning creators from accessing capital.
Karat Financial has raised $66.0M across 2 funding rounds on record, the most recent a Series B of $40.0M announced in Jul 2023.
That round is above the $15M median round size for Financial Services companies tracked on FundedIQ over the last two years.
Karat Financial Company Profile and Key Stats
Latest funding round on record: Jul 2023.
Karat Financial Funding Rounds
Karat Financial raised $26.0M in a Series A announced in Jul 2021.
2 years later, a Series B of $40.0M was announced in Jul 2023.
Karat Financial Founders and Leadership Team
Contact details for the Karat Financial team: 1 of 1 has an email address on file.
Start 14-day free trial →Karat Financial Funding Compared to Other Financial Services Startups
Karat Financial's latest round of $40.0M is above the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.
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Karat Financial Funding FAQs
What does Karat Financial do?
Karat provides a credit card tailored for creators and influencers, enabling them to grow and manage their businesses. Its Karat Black Card aims to aid high-income creators with a credit card suited to their needs. This is because banks don’t always understand the creator business model which can include unpredictable monthly income and a variety of revenue streams and thus prevents burgeoning creators from accessing capital.
How much funding has Karat Financial raised?
Karat Financial has raised $66.0M across 2 rounds on record. The most recent is a Series B of $40.0M announced in Jul 2023.
When did Karat Financial last raise funding?
Karat Financial's most recent funding round on record is a Series B of $40.0M, announced in Jul 2023.
Who is the CEO of Karat Financial?
Will Kim is listed as CEO at Karat Financial.
Where is Karat Financial headquartered?
Karat Financial is based in Los Angeles, California, United States.
How many employees does Karat Financial have?
Karat Financial is in the 11-50 employee band.
How does Karat Financial's funding compare to other Financial Services startups?
Karat Financial's latest round of $40.0M is above the $15M median round size for Financial Services companies on FundedIQ across 5,751 tracked companies over the last two years.
About FundedIQ's Karat Financial Funding Data
FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.
Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Karat Financial is left off this page rather than filled in.
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