FundedIQ
Financial Services

Karat Financial: Funding, Investors & Team (Aug 2026)

Karat provides a credit card tailored for creators and influencers, enabling them to grow and manage their businesses. Its Karat Black Card aims to aid high-income creators with a credit card suited to their needs. This is because banks don’t always understand the creator business model which can include unpredictable monthly income and a variety of revenue streams and thus prevents burgeoning creators from accessing capital.

www.trykarat.com LinkedIn Los Angeles, United States 11-50 employees
Content Creators Credit Cards Finance Financial Services
Total raised
$66.0M
Rounds
2
Latest
Series B
Jul 2023

Karat Financial has raised $66.0M across 2 funding rounds on record, the most recent a Series B of $40.0M announced in Jul 2023.

That round is above the $14M median round size for Financial Services companies tracked on FundedIQ over the last two years.

Karat Financial Company Profile and Key Stats

Total funding raised
$66.0M
across 2 rounds on record
Funding rounds on record
2
Latest funding round
Series B
$40.0M in Jul 2023
Employees
11-50
reported band
Headquarters
Los Angeles, United States

Latest funding round on record: Jul 2023.

Karat Financial Funding Rounds

Date
Round
Amount
Series B
$40.0M
Series A
$26.0M

Karat Financial raised $26.0M in a Series A announced in Jul 2021.

2 years later, a Series B of $40.0M was announced in Jul 2023.

Karat Financial Founders and Leadership Team

Name
Role
Contact
Will Kim
CEO
Locked

Contact details for the Karat Financial team: 1 of 1 has an email address on file.

Start 14-day free trial →

Karat Financial Funding Compared to Other Financial Services Startups

Segment
Companies
Median round
29,722
$7.5M
4,289
$30M

Karat Financial's latest round of $40.0M is above the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.

Funded Startups Like Karat Financial in Financial Services and Los Angeles

Companies Similar to Karat Financial

RQD Clearing provides correspondent clearing services that fulfill brokers' technological and business model…

Undisclosed round $74.0M

Standard Metrics is a financial platform for startups and investors.

Series B $21.3M

Axela Technologies improves and automates the collection process for a variety of illiquid, esoteric real…

Undisclosed round $5.0M

Edge Focus develops and operates an advanced fintech platform in the area of investment management.

Private Equity

An open platform for customer-permitted insurance data is called Axle. Axle enables customers to safely link…

Series A $17.5M

The Strivve Platform makes use of pioneering automation technology that allows for the immediate addition of…

Undisclosed round

CAIS is a monetary innovation stage, giving free monetary guides admittance to top-level supervisors of…

Series D $170M

Provable Markets is a financial services firm that provides market participants with a secure, centralized…

Series B

PEX Card is a corporate prepaid card solution provider for small and medium sized companies to control…

Private Equity $160M

Our purpose is to accelerate the games industry’s shift from a platform oligopoly to a competitive…

Series A $13.0M

Epic Markets is a financial technology and retail brokerage firm built to deliver institutional-grade trading…

Pre-Seed $10.0M

Lumin Digital provides cloud-based digital banking services to financial institutions.

Private Equity $115M

Karat Financial Funding FAQs

What does Karat Financial do?

Karat provides a credit card tailored for creators and influencers, enabling them to grow and manage their businesses. Its Karat Black Card aims to aid high-income creators with a credit card suited to their needs. This is because banks don’t always understand the creator business model which can include unpredictable monthly income and a variety of revenue streams and thus prevents burgeoning creators from accessing capital.

How much funding has Karat Financial raised?

Karat Financial has raised $66.0M across 2 rounds on record. The most recent is a Series B of $40.0M announced in Jul 2023.

When did Karat Financial last raise funding?

Karat Financial's most recent funding round on record is a Series B of $40.0M, announced in Jul 2023.

Who is the CEO of Karat Financial?

Will Kim is listed as CEO at Karat Financial.

Where is Karat Financial headquartered?

Karat Financial is based in Los Angeles, California, United States.

How many employees does Karat Financial have?

Karat Financial is in the 11-50 employee band.

How does Karat Financial's funding compare to other Financial Services startups?

Karat Financial's latest round of $40.0M is above the $14M median round size for Financial Services companies on FundedIQ across 5,745 tracked companies over the last two years.

About FundedIQ's Karat Financial Funding Data

FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.

Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Karat Financial is left off this page rather than filled in.

14-day free trial · Cancel anytime

Know who just raised. Then know who to reach.

Every newly funded startup with its round, its investors and its founders: delivered weekly by email, or searchable in the app.

Alerts from $19/mo · Pro from $99/mo. Card required, nothing charged until day 15, and we email you 3 days before that.