KarmaLifeAI: Funding, Investors & Team (Oct 2026)
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.
KarmaLifeAI has raised $5.3M across 1 funding round on record, the most recent a Seed of $5.3M announced in Jun 2023.
That round is below the $6.0M median round size for Artificial Intelligence companies tracked on FundedIQ over the last two years.
KarmaLifeAI Company Profile and Key Stats
Latest funding round on record: Jun 2023.
KarmaLifeAI Funding Rounds
KarmaLifeAI Founders and Leadership Team
Contact details for the KarmaLifeAI team: 1 of 1 has an email address on file.
Start 14-day free trial →KarmaLifeAI Funding Compared to Other Artificial Intelligence Startups
KarmaLifeAI's latest round of $5.3M is below the median round in Artificial Intelligence. Medians cover the last 24 months of disclosed rounds.
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KarmaLifeAI Funding FAQs
What does KarmaLifeAI do?
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.
How much funding has KarmaLifeAI raised?
KarmaLifeAI has raised $5.3M across 1 round on record. The most recent is a Seed of $5.3M announced in Jun 2023.
When did KarmaLifeAI last raise funding?
KarmaLifeAI's most recent funding round on record is a Seed of $5.3M, announced in Jun 2023.
Who founded KarmaLifeAI?
FundedIQ lists Naveen Budda (Founder) at KarmaLifeAI.
Where is KarmaLifeAI headquartered?
KarmaLifeAI is based in Bangalore, Karnataka, India.
How many employees does KarmaLifeAI have?
KarmaLifeAI is in the 51-100 employee band.
How does KarmaLifeAI's funding compare to other Artificial Intelligence startups?
KarmaLifeAI's latest round of $5.3M is below the $6.0M median round size for Artificial Intelligence companies on FundedIQ across 7,241 tracked companies over the last two years.
About FundedIQ's KarmaLifeAI Funding Data
FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.
Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for KarmaLifeAI is left off this page rather than filled in.
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