FundedIQ
Commerce and Shopping

Lupiya: Funding, Investors & Team (Oct 2026)

Lupiya is a financial technology company that provides digital lending services designed to help individuals and small businesses access short-term credit and installment financing. The platform offers mobile-accessible loans that can be used for expenses such as personal needs, business cash flow, or emergency payments, using an online application process that evaluates creditworthiness through alternative data and behavioral indicators. Lupiya’s services include flexible repayment schedules, automated disbursement, and electronic account management so users can monitor balances and repayment activity within the app or web interface. The company also offers tools for budgeting and payment reminders to support borrowers in managing their credit obligations. Through integrations with local payment networks and banking partners, Lupiya facilitates secure fund transfers and compliance with financial regulations. Its lending infrastructure is tailored to expand access to credit for underserved populations and small enterprises that may have limited access to traditional banking services.

www.lupiya.com LinkedIn Lusaka, Zambia 51-100 employees
Financial Services FinTech Lending Marketplace B2B B2C
Total raised
$11.3M
Rounds
1
Latest
Series A
Feb 2026

Lupiya has raised $11.3M across 1 funding round on record, the most recent a Series A of $11.3M announced in Feb 2026.

That round is above the $3.7M median round size for Commerce and Shopping companies tracked on FundedIQ over the last two years.

Lupiya Company Profile and Key Stats

Total funding raised
$11.3M
across 1 round on record
Funding rounds on record
1
Latest funding round
Series A
$11.3M in Feb 2026
Employees
51-100
reported band
Headquarters
Lusaka, Zambia

Latest funding round on record: Feb 2026.

Lupiya Funding Rounds

Date
Round
Amount
Series A
$11.3M

Lupiya Founders and Leadership Team

Name
Role
Contact
Muchu Kaingu
Founder
—

No contact details are on record for this team yet.

Lupiya Funding Compared to Other Commerce and Shopping Startups

Segment
Companies
Median round
5
$7.0M
8,591
$15M

Lupiya's latest round of $11.3M is above the median round in Commerce and Shopping. Medians cover the last 24 months of disclosed rounds.

Funded Startups Like Lupiya in Commerce and Shopping and Lusaka

Companies Similar to Lupiya

The Stack is a supplements brand, that focus on building high-quality ingredients.

Seed $2.3M

Cachet is a financial services marketplace on a mission to create a better, healthier platform economy. It…

Undisclosed round —

Santé provides liquor stores with custom inventory management, e-commerce, and industry-specific tools.

Series A $15.0M

GLORIAH objective is to build a brand that would serve women through all stages.

Seed $790k

Blitz is a delivery service platform that assists ecommerce businesses in obtaining swift deliveries in India.

Series B $3.0M

Poppy Flowers is the exclusive online platform for purchasing comprehensive wedding floral services. Through…

Undisclosed round $770k

Axya startup created an online platform connecting small and medium-sized shop owners with suppliers. It…

Series A $12.1M

3cat is a platform that focuses on buying, fixing, and selling used smartphones through a combination of…

Series A $4.0M

Indulge provides more reliable concierge services, handling anything from emergency to luxury retail,…

Seed $1.0M

Ryft is a payment platform that aims to facilitate the growth of marketplaces and digital platforms in the…

Series B $26.8M

Mainstay uses a platform for market intelligence and transactions to discover potential single-family rental…

Undisclosed round $18.0M

pocstock is a media platform that aims to promote diversity, equity, inclusion, and belonging by showcasing…

Undisclosed round —

Lupiya Funding FAQs

What does Lupiya do?

Lupiya is a financial technology company that provides digital lending services designed to help individuals and small businesses access short-term credit and installment financing. The platform offers mobile-accessible loans that can be used for expenses such as personal needs, business cash flow, or emergency payments, using an online application process that evaluates creditworthiness through alternative data and behavioral indicators. Lupiya’s services include flexible repayment schedules, automated disbursement, and electronic account management so users can monitor balances and repayment activity within the app or web interface. The company also offers tools for budgeting and payment reminders to support borrowers in managing their credit obligations. Through integrations with local payment networks and banking partners, Lupiya facilitates secure fund transfers and compliance with financial regulations. Its lending infrastructure is tailored to expand access to credit for underserved populations and small enterprises that may have limited access to traditional banking services.

How much funding has Lupiya raised?

Lupiya has raised $11.3M across 1 round on record. The most recent is a Series A of $11.3M announced in Feb 2026.

When did Lupiya last raise funding?

Lupiya's most recent funding round on record is a Series A of $11.3M, announced in Feb 2026.

Who founded Lupiya?

FundedIQ lists Muchu Kaingu (Founder) at Lupiya.

Where is Lupiya headquartered?

Lupiya is based in Lusaka, NA - Zambia, Zambia.

How many employees does Lupiya have?

Lupiya is in the 51-100 employee band.

How does Lupiya's funding compare to other Commerce and Shopping startups?

Lupiya's latest round of $11.3M is above the $3.7M median round size for Commerce and Shopping companies on FundedIQ across 3,501 tracked companies over the last two years.

About FundedIQ's Lupiya Funding Data

FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.

Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Lupiya is left off this page rather than filled in.

14-day free trial · Cancel anytime

Know who just raised. Then know who to reach.

Startup funding intelligence on every funded startup: the round, the investors and the founders, as a file in your inbox or searchable in the app.

Radar from $49/mo · Pro from $149/mo. Card required, nothing charged until day 15, and we email you 3 days before that. Need something specific? Custom plans from $499/mo.