FundedIQ
Commerce and Shopping

Lupiya: Funding, Investors & Team (Sep 2026)

Lupiya is a financial technology company that provides digital lending services designed to help individuals and small businesses access short-term credit and installment financing. The platform offers mobile-accessible loans that can be used for expenses such as personal needs, business cash flow, or emergency payments, using an online application process that evaluates creditworthiness through alternative data and behavioral indicators. Lupiya’s services include flexible repayment schedules, automated disbursement, and electronic account management so users can monitor balances and repayment activity within the app or web interface. The company also offers tools for budgeting and payment reminders to support borrowers in managing their credit obligations. Through integrations with local payment networks and banking partners, Lupiya facilitates secure fund transfers and compliance with financial regulations. Its lending infrastructure is tailored to expand access to credit for underserved populations and small enterprises that may have limited access to traditional banking services.

www.lupiya.com LinkedIn Lusaka, Zambia 51-100 employees
Financial Services FinTech Lending Marketplace B2B B2C
Total raised
$11.3M
Rounds
1
Latest
Series A
Feb 2026

Lupiya has raised $11.3M across 1 funding round on record, the most recent a Series A of $11.3M announced in Feb 2026.

That round is above the $3.4M median round size for Commerce and Shopping companies tracked on FundedIQ over the last two years.

Lupiya Company Profile and Key Stats

Total funding raised
$11.3M
across 1 round on record
Funding rounds on record
1
Latest funding round
Series A
$11.3M in Feb 2026
Employees
51-100
reported band
Headquarters
Lusaka, Zambia

Latest funding round on record: Feb 2026.

Lupiya Funding Rounds

Date
Round
Amount
Series A
$11.3M

Lupiya Founders and Leadership Team

Name
Role
Contact
Muchu Kaingu
Founder

No contact details are on record for this team yet.

Lupiya Funding Compared to Other Commerce and Shopping Startups

Segment
Companies
Median round
5
$7.0M
8,378
$15M

Lupiya's latest round of $11.3M is above the median round in Commerce and Shopping. Medians cover the last 24 months of disclosed rounds.

Funded Startups Like Lupiya in Commerce and Shopping and Lusaka

Companies Similar to Lupiya

Energy Domain is a platform that offers market analysis, an innovative auction system, and promotional…

Undisclosed round $3.0M

ANKAA is an international beauty technology platform designed for PMU professionals, providing education,…

Pre-Seed $0k

Rally gives ecommerce merchants the freedom to build a checkout experience that reflects their brand. We are…

Undisclosed round $1.0M

Founded in 2012, ChargeItSpot® products have revolutionized the world of mobile device management, charging,…

Series B $57.1M

KidzToPros is a company that offers and connects students with extracurricular activities outside of regular…

Undisclosed round $520k

M Village is a community for contemporary residents who share living and working spaces, created in 2020 by…

Undisclosed round $26.0M

StoreHub Sdn Bhd (1072290-D) is a platform that helps retailers and restaurants in Southeast Asia automate…

Undisclosed round

Locus Robotics manufactures autonomous, mobile robots to support e-commerce for retailers and warehouse…

Series G $41.6M

Peeko is a fast-paced e-commerce platform focusing on baby care items and accessories, ensuring delivery…

Series A $7.0M

goodbuy they provide a better shopping service.

Undisclosed round

The NOBULL PROJECT is a Boston-based company that specializes in outdoor and sporting goods, established in…

Private Equity

Wandering Bear offers extra strong, surprisingly smooth, conveniently and sustainably packaged organic coffee…

Undisclosed round $4.0M

Lupiya Funding FAQs

What does Lupiya do?

Lupiya is a financial technology company that provides digital lending services designed to help individuals and small businesses access short-term credit and installment financing. The platform offers mobile-accessible loans that can be used for expenses such as personal needs, business cash flow, or emergency payments, using an online application process that evaluates creditworthiness through alternative data and behavioral indicators. Lupiya’s services include flexible repayment schedules, automated disbursement, and electronic account management so users can monitor balances and repayment activity within the app or web interface. The company also offers tools for budgeting and payment reminders to support borrowers in managing their credit obligations. Through integrations with local payment networks and banking partners, Lupiya facilitates secure fund transfers and compliance with financial regulations. Its lending infrastructure is tailored to expand access to credit for underserved populations and small enterprises that may have limited access to traditional banking services.

How much funding has Lupiya raised?

Lupiya has raised $11.3M across 1 round on record. The most recent is a Series A of $11.3M announced in Feb 2026.

When did Lupiya last raise funding?

Lupiya's most recent funding round on record is a Series A of $11.3M, announced in Feb 2026.

Who founded Lupiya?

FundedIQ lists Muchu Kaingu (Founder) at Lupiya.

Where is Lupiya headquartered?

Lupiya is based in Lusaka, NA - Zambia, Zambia.

How many employees does Lupiya have?

Lupiya is in the 51-100 employee band.

How does Lupiya's funding compare to other Commerce and Shopping startups?

Lupiya's latest round of $11.3M is above the $3.4M median round size for Commerce and Shopping companies on FundedIQ across 3,501 tracked companies over the last two years.

About FundedIQ's Lupiya Funding Data

FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.

Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Lupiya is left off this page rather than filled in.

14-day free trial · Cancel anytime

Know who just raised. Then know who to reach.

Every newly funded startup with its round, its investors and its founders: delivered weekly by email, or searchable in the app.

Alerts from $19/mo · Pro from $99/mo. Card required, nothing charged until day 15, and we email you 3 days before that.