FundedIQ
Financial Services

MedZERO: Funding, Investors & Team (Sep 2026)

MedZERO is the world's first mobile lending platform dedicated to serving the healthcare industry. Designed to meet a growing problem, medZERO helps people pay for ever-increasing portions of their healthcare costs. An employer benefit, medZERO enables employees to pay out-of-pocket medical bills without incurring high credit card interest or 401k loan fees. MedZERO is a mobile application that provides employees of participating businesses immediate access to funds to pay medical costs with zero interest and zero fees. Payments are made with a pre-paid virtual MasterCard and repayment is completed over 12 months directly from payroll deductions. MedZERO was developed through a joint venture between Portland, Oregon-based Sortis Holdings (SOHI) and Kansas City, Missouri-based Mobile Capital Group. Sortis Holdings’ wholly owned subsidiary Sortis Financial provides a national loan servicing platform and Mobile Capital Group brings a payments technology that supports millions of lending transactions used by some of the nation’s largest payroll providers.

www.medzero.com LinkedIn Kansas City, United States 11-50 employees
Total raised
$14.5M
Rounds
3
Latest
Undisclosed round
Oct 2022

MedZERO has raised $14.5M across 3 funding rounds on record, the most recent an undisclosed round of $8.7M announced in Oct 2022.

That round is below the $14M median round size for Financial Services companies tracked on FundedIQ over the last two years.

MedZERO Company Profile and Key Stats

Total funding raised
$14.5M
across 3 rounds on record
Funding rounds on record
3
Latest funding round
Undisclosed round
$8.7M in Oct 2022
Employees
11-50
reported band
Headquarters
Kansas City, United States

Latest funding round on record: Oct 2022.

MedZERO Funding Rounds

Date
Round
Amount
Undisclosed round
$8.7M
Grant
$100k
Seed
$5.7M

MedZERO raised $5.7M in a Seed announced in Dec 2021.

6 months later, a Grant of $100k was announced in Jun 2022.

4 months later, an undisclosed round of $8.7M was announced in Oct 2022.

MedZERO Founders and Leadership Team

Name
Role
Contact
Howard Michalski
Founder
Michael Sobek
Founder
Craig Froude
CEO

No contact details are on record for this team yet.

MedZERO Funding Compared to Other Financial Services Startups

Segment
Companies
Median round

MedZERO's latest round of $8.7M is below the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.

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MedZERO Funding FAQs

What does MedZERO do?

MedZERO is the world's first mobile lending platform dedicated to serving the healthcare industry. Designed to meet a growing problem, medZERO helps people pay for ever-increasing portions of their healthcare costs. An employer benefit, medZERO enables employees to pay out-of-pocket medical bills without incurring high credit card interest or 401k loan fees. MedZERO is a mobile application that provides employees of participating businesses immediate access to funds to pay medical costs with zero interest and zero fees. Payments are made with a pre-paid virtual MasterCard and repayment is completed over 12 months directly from payroll deductions. MedZERO was developed through a joint venture between Portland, Oregon-based Sortis Holdings (SOHI) and Kansas City, Missouri-based Mobile Capital Group. Sortis Holdings’ wholly owned subsidiary Sortis Financial provides a national loan servicing platform and Mobile Capital Group brings a payments technology that supports millions of lending transactions used by some of the nation’s largest payroll providers.

How much funding has MedZERO raised?

MedZERO has raised $14.5M across 3 rounds on record. The most recent is an undisclosed round of $8.7M announced in Oct 2022.

When did MedZERO last raise funding?

MedZERO's most recent funding round on record is an undisclosed round of $8.7M, announced in Oct 2022.

Who founded MedZERO?

FundedIQ lists Howard Michalski (Founder), Michael Sobek (Founder) at MedZERO.

Who is the CEO of MedZERO?

Craig Froude is listed as CEO at MedZERO.

Where is MedZERO headquartered?

MedZERO is based in Kansas City, Missouri, United States.

How many employees does MedZERO have?

MedZERO is in the 11-50 employee band.

How does MedZERO's funding compare to other Financial Services startups?

MedZERO's latest round of $8.7M is below the $14M median round size for Financial Services companies on FundedIQ across 5,745 tracked companies over the last two years.

About FundedIQ's MedZERO Funding Data

FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.

Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for MedZERO is left off this page rather than filled in.

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