FundedIQ
Financial Services

OTO Capital: Funding, Investors & Team (Sep 2026)

OTO Capital is a software platform that helps people to own or buy a car. The platform works in partnership with various banks and NBFCs to provide financing options to its customers. It also provides full auto lifecycle management, from credit underwriting to insurance, maintenance, and eventual resale of the vehicle.

otocapital.in LinkedIn Mumbai, India 251-500 employees
Total raised
$10.8M
Rounds
2
Latest
Undisclosed round
Feb 2024

OTO Capital has raised $10.8M across 2 funding rounds on record, the most recent an undisclosed round of $10.0M announced in Feb 2024.

That round is below the $14M median round size for Financial Services companies tracked on FundedIQ over the last two years.

OTO Capital Company Profile and Key Stats

Total funding raised
$10.8M
across 2 rounds on record
Funding rounds on record
2
Latest funding round
Undisclosed round
$10.0M in Feb 2024
Employees
251-500
reported band
Headquarters
Mumbai, India

Latest funding round on record: Feb 2024.

OTO Capital Funding Rounds

Date
Round
Amount
Undisclosed round
$10.0M
Debt Financing
$750k

OTO Capital raised $750k in a Debt Financing announced in Aug 2022.

1.5 years later, an undisclosed round of $10.0M was announced in Feb 2024.

OTO Capital Founders and Leadership Team

Name
Role
Contact
Harsh Saruparia
Founder
Locked

Contact details for the OTO Capital team: 1 of 1 has an email address on file.

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OTO Capital Funding Compared to Other Financial Services Startups

Segment
Companies
Median round
3,233
$3.0M

OTO Capital's latest round of $10.0M is below the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.

Funded Startups Like OTO Capital in Financial Services and Mumbai

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OTO Capital Funding FAQs

What does OTO Capital do?

OTO Capital is a software platform that helps people to own or buy a car. The platform works in partnership with various banks and NBFCs to provide financing options to its customers. It also provides full auto lifecycle management, from credit underwriting to insurance, maintenance, and eventual resale of the vehicle.

How much funding has OTO Capital raised?

OTO Capital has raised $10.8M across 2 rounds on record. The most recent is an undisclosed round of $10.0M announced in Feb 2024.

When did OTO Capital last raise funding?

OTO Capital's most recent funding round on record is an undisclosed round of $10.0M, announced in Feb 2024.

Who founded OTO Capital?

FundedIQ lists Harsh Saruparia (Founder) at OTO Capital.

Where is OTO Capital headquartered?

OTO Capital is based in Mumbai, Maharashtra, India.

How many employees does OTO Capital have?

OTO Capital is in the 251-500 employee band.

How does OTO Capital's funding compare to other Financial Services startups?

OTO Capital's latest round of $10.0M is below the $14M median round size for Financial Services companies on FundedIQ across 5,745 tracked companies over the last two years.

About FundedIQ's OTO Capital Funding Data

FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.

Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for OTO Capital is left off this page rather than filled in.

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