FundedIQ
Artificial Intelligence

RealRate: Funding, Investors & Team (Sep 2026)

RealRate: Insurance Ratings based on Artificial Intelligence We have some unique characteristics, contrasting the traditional rating approach: * Independence: We do not work on behalf of the insurers * Use of artificial intelligence, enabling causal analysis of financial strength * Holistic company analysis, instead of just a bunch of key ratios * Fast and deep: our graphs let you understand a company within 2 minutes Insurance companies can purchase the RealRate seal of approval to show their customers their highly competitive market position. For insurance customers, financial strength is the most important indicator of return on their premiums paid. For brokers our rating service allows for a qualified and independent financial advice. RealRate combines a self developed expert system for insurance companies with innovative methods of artificial intelligence. We use structural neural networks to determine the causal effects of financial strengths. This allows for a fast and deep understanding of the analyzed companies, saving time and work for reading and analyzing the year-end reports, which is a difficult task. RealRate's business model is highly scalable. Reports are generated automatically. In August 2019 we published ratings of all German life insurers. There are already more than 300 rating reports available. Next steps will be German health and property/casualty insurers. The approach finally will be adapted to other countries and branches like banks, industry etc. RealRate was chosen to be one of the most promising German AI startups, see https://appliedai.de/startup-landscape-2020. RealRate is one out of eight companies in the category 'Finance and Insurance.' RealRate is part of the following international accelerators: Startupbootcamp, GSD Venture, Newchip

www.realrate.ai LinkedIn Santa Clara, United States 1-10 employees
Artificial Intelligence Finance FinTech Insurance InsurTech
Total raised
$100k
Rounds
1
Latest
Angel
Jan 2022

RealRate has raised $100k across 1 funding round on record, the most recent an Angel of $100k announced in Jan 2022.

That round is below the $5.7M median round size for Artificial Intelligence companies tracked on FundedIQ over the last two years.

RealRate Company Profile and Key Stats

Total funding raised
$100k
across 1 round on record
Funding rounds on record
1
Latest funding round
Angel
$100k in Jan 2022
Employees
1-10
reported band
Headquarters
Santa Clara, United States

Latest funding round on record: Jan 2022.

RealRate Funding Rounds

Date
Round
Amount
Angel
$100k

RealRate Founders and Leadership Team

Name
Role
Contact
Holger Bartel
CEO
Locked

Contact details for the RealRate team: 1 of 1 has an email address on file.

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RealRate Funding Compared to Other Artificial Intelligence Startups

Segment
Companies
Median round
29,795
$7.5M
494
$250K

RealRate's latest round of $100k is below the median round in Artificial Intelligence. Medians cover the last 24 months of disclosed rounds.

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RealRate Funding FAQs

What does RealRate do?

RealRate: Insurance Ratings based on Artificial Intelligence We have some unique characteristics, contrasting the traditional rating approach: * Independence: We do not work on behalf of the insurers * Use of artificial intelligence, enabling causal analysis of financial strength * Holistic company analysis, instead of just a bunch of key ratios * Fast and deep: our graphs let you understand a company within 2 minutes Insurance companies can purchase the RealRate seal of approval to show their customers their highly competitive market position. For insurance customers, financial strength is the most important indicator of return on their premiums paid. For brokers our rating service allows for a qualified and independent financial advice. RealRate combines a self developed expert system for insurance companies with innovative methods of artificial intelligence. We use structural neural networks to determine the causal effects of financial strengths. This allows for a fast and deep understanding of the analyzed companies, saving time and work for reading and analyzing the year-end reports, which is a difficult task. RealRate's business model is highly scalable. Reports are generated automatically. In August 2019 we published ratings of all German life insurers. There are already more than 300 rating reports available. Next steps will be German health and property/casualty insurers. The approach finally will be adapted to other countries and branches like banks, industry etc. RealRate was chosen to be one of the most promising German AI startups, see https://appliedai.de/startup-landscape-2020. RealRate is one out of eight companies in the category 'Finance and Insurance.' RealRate is part of the following international accelerators: Startupbootcamp, GSD Venture, Newchip

How much funding has RealRate raised?

RealRate has raised $100k across 1 round on record. The most recent is an Angel of $100k announced in Jan 2022.

When did RealRate last raise funding?

RealRate's most recent funding round on record is an Angel of $100k, announced in Jan 2022.

Who is the CEO of RealRate?

Holger Bartel is listed as CEO at RealRate.

Where is RealRate headquartered?

RealRate is based in Santa Clara, California, United States.

How many employees does RealRate have?

RealRate is in the 1-10 employee band.

How does RealRate's funding compare to other Artificial Intelligence startups?

RealRate's latest round of $100k is below the $5.7M median round size for Artificial Intelligence companies on FundedIQ across 7,234 tracked companies over the last two years.

About FundedIQ's RealRate Funding Data

FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.

Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for RealRate is left off this page rather than filled in.

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