FundedIQ
Financial Services

Step: Funding, Investors & Team (Sep 2026)

Step is a financial services company that builds mobile-based banking for teenagers. It helps teens and young adults achieve financial independence and knowledge at an earlier age. The company's mission is to create a bank that gives its users the tools to become smarter with their money and reward them along their financial journey. It was founded in 2018 and headquartered in Palo Alto, California.

step.com LinkedIn Palo Alto, United States 101-250 employees
Total raised
$400M
Rounds
2
Latest
Debt Financing
Oct 2022

Step has raised $400M across 2 funding rounds on record, the most recent a Debt Financing of $300M announced in Oct 2022.

That round is above the $14M median round size for Financial Services companies tracked on FundedIQ over the last two years.

Step Company Profile and Key Stats

Total funding raised
$400M
across 2 rounds on record
Funding rounds on record
2
Latest funding round
Debt Financing
$300M in Oct 2022
Employees
101-250
reported band
Headquarters
Palo Alto, United States

Latest funding round on record: Oct 2022.

Step Funding Rounds

Date
Round
Amount
Debt Financing
$300M
Series C
$100M

Step raised $100M in a Series C announced in Apr 2021.

1.5 years later, a Debt Financing of $300M was announced in Oct 2022.

Step Founders and Leadership Team

Name
Role
Contact
Alexey Kalinichenko
Founder
Locked
CJ MacDonald
CEO
Locked

Contact details for the Step team: 2 of 2 have an email address on file.

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Step Funding Compared to Other Financial Services Startups

Segment
Companies
Median round

Step's latest round of $300M is above the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.

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Step Funding FAQs

What does Step do?

Step is a financial services company that builds mobile-based banking for teenagers. It helps teens and young adults achieve financial independence and knowledge at an earlier age. The company's mission is to create a bank that gives its users the tools to become smarter with their money and reward them along their financial journey. It was founded in 2018 and headquartered in Palo Alto, California.

How much funding has Step raised?

Step has raised $400M across 2 rounds on record. The most recent is a Debt Financing of $300M announced in Oct 2022.

When did Step last raise funding?

Step's most recent funding round on record is a Debt Financing of $300M, announced in Oct 2022.

Who founded Step?

FundedIQ lists Alexey Kalinichenko (Founder) at Step.

Who is the CEO of Step?

CJ MacDonald is listed as CEO at Step.

Where is Step headquartered?

Step is based in Palo Alto, California, United States.

How many employees does Step have?

Step is in the 101-250 employee band.

How does Step's funding compare to other Financial Services startups?

Step's latest round of $300M is above the $14M median round size for Financial Services companies on FundedIQ across 5,745 tracked companies over the last two years.

About FundedIQ's Step Funding Data

FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.

Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Step is left off this page rather than filled in.

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