Tamara

Hala offers a payment and wallet solution for individuals and point-of-sale (PoS) services that enable merchants to accept credit card payments.

Snbla is a financial technology startup based in Riyadh that is changing the way people save for expensive purchases. Established in November 2023, Snbla offers a platform called Save Now, Buy Later (SNBL) that helps users achieve their financial goals. By combining easy saving solutions with partnerships with merchants, Snbla makes big-ticket items more affordable and attainable. Users can enjoy a personalized and flexible savings experience with features like automated round-ups, recurring deposits, and group savings. Brands also contribute to users' savings through rewards and cashback incentives, creating a mutually beneficial system that encourages loyalty and trust. Snbla directly integrates with merchants to help users track their savings goals, manage virtual escrow accounts, and access special promotions that reduce customer acquisition costs and increase long-term engagement. The system is designed to boost average order value and encourage repeat purchases, especially among Gen Z and consumers who prefer not to use credit. Snbla's goal is to redefine savings as a rewarding, collaborative, and inclusive process for everyone. The company aims to empower individuals to manage their finances effectively while helping brands establish meaningful connections with their customers.

شركة أريب المالية هي شركة مساهمة سعودية مقفلة ، ومقرها الرئيسي بمدينة الرياض، مرخصة من قبل هيئة السوق المالية لممارسة أنشطة الترتيب، وتقديم المشورة في أعمال الأوراق المالية، بموجب ترخيص هيئة السوق المالية رقم 30/08119، كما حصلت شركة أريب المالية على رخصتي إدارة صناديق الاستثمار، وإدارة محافظ العملاء في 12/06/2018م بموجب الخطاب الصادر من هيئة السوق المالية برقم ص/1/6/4214/18 بتاريخ 12/06/2018م.

NQOODLET is an electronic platform targeting SMEs to manage their expenses, purchases through the credit cards given to the employees.

uba is a healthtech platform revolutionizing the way businesses manage and finance employee healthcare in Saudi Arabia and the MENA region. Unlike traditional health insurance, Tuba enables companies to directly fund and control their healthcare spending while offering employees seamless access to medical services. Using AI-powered modules for claims approval, cost prediction, and fraud detection, Tuba simplifies administration, reduces costs, and improves transparency. Businesses gain real-time insights, flexibility in designing benefit plans, and a better overall healthcare experience for their workforce.

Moneymoon is the first P2P lending app in Saudi Arabia that offers a one-month loan model tied to salary, connecting borrowers and lenders directly with no intermediaries or paperwork. Borrowers can request small, short-term loans between SAR 1,000 and SAR 5,000, repaid in a single installment on their next salary. The process is completely digital and fast, with funds usually received in minutes. Lenders have access to short-term lending with transparent borrower scoring and one-month maturity. Auto-Lend allows lenders to reinvest automatically based on risk preferences. Licensed under the Saudi Central Bank's Regulatory Sandbox in 2024, Moneymoon has gained popularity in the Kingdom for its simple, ethical, and user-friendly platform. Moneymoon is revolutionizing personal finance.

BuildNow is MENAP's first "Build Now Pay Later" solution. We fund the raw materials construction & manufacturing SMEs need, while providing credit terms tailored to optimize their cash flow and supercharge their growth.

lite is a fintech startup from Saudi Arabia, established by a group of experts in the payment industry. Their goal is to offer customized payment solutions for businesses in the Kingdom, helping them to operate more effectively and enhance their financial management.

Amwal Tech offers an easy-to-use biometric technology for quick checkout and authentication, incorporating identity verification, fraud protection, and payment processing in a single API. They provide solutions for various sectors including industries, eCommerce, banks, and fintech.

Ark is a real estate platform that creates a variety of investment channels and streamlines real estate operations while achieving sustainability. Ark Structured investment contracts in prestigious real estate that have fixed returns and produce income on a regular basis for a chosen time frame.

UmrahCash prioritizes making it convenient for pilgrims to acquire Saudi Riyals and conduct transactions from their own countries.

HissaTech is a service that enables people to jointly own homes, generating rental profits and possible increases in property value, without the traditional barriers for small investors.