FundedIQ
Financial Services

Capital on Tap: Funding, Investors & Team (Sep 2026)

Capital on Tap is a fintech company that provides small and medium-sized businesses with credit cards. The company was founded in 2012 and has its headquarters in London, England.

www.capitalontap.com LinkedIn London, United Kingdom 101-250 employees
Financial Services FinTech Venture Capital
Total raised
$2.9B
Rounds
7
Latest
Undisclosed round
Nov 2025

Capital on Tap has raised $2.9B across 7 funding rounds on record, the most recent an undisclosed round of $656M announced in Nov 2025.

That round is above the $14M median round size for Financial Services companies tracked on FundedIQ over the last two years.

Capital on Tap Company Profile and Key Stats

Total funding raised
$2.9B
across 7 rounds on record
Funding rounds on record
7
Latest funding round
Undisclosed round
$656M in Nov 2025
Employees
101-250
reported band
Headquarters
London, United Kingdom

Latest funding round on record: Nov 2025.

Capital on Tap Funding Rounds

Date
Round
Amount
Undisclosed round
$656M
Undisclosed round
$946M
Debt Financing
$113M
Debt Financing
$236M
Private Equity
$200M
Private Equity
$615M
Debt Financing
$100M

Capital on Tap raised $100M in a Debt Financing announced in Aug 2021.

3 months later, a Private Equity of $615M was announced in Nov 2021.

5 months later, a Private Equity of $200M was announced in Apr 2022.

4 months later, a Debt Financing of $236M was announced in Aug 2022.

2 months later, a Debt Financing of $113M was announced in Oct 2022.

2.3 years later, an undisclosed round of $946M was announced in Feb 2025.

9 months later, an undisclosed round of $656M was announced in Nov 2025.

Capital on Tap Founders and Leadership Team

Name
Role
Contact
Damian Brychcy
CEO
Locked
David Luck
CEO
Locked

Contact details for the Capital on Tap team: 2 of 2 have an email address on file.

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Capital on Tap Funding Compared to Other Financial Services Startups

Segment
Companies
Median round

Capital on Tap's latest round of $656M is above the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.

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Capital on Tap Funding FAQs

What does Capital on Tap do?

Capital on Tap is a fintech company that provides small and medium-sized businesses with credit cards. The company was founded in 2012 and has its headquarters in London, England.

How much funding has Capital on Tap raised?

Capital on Tap has raised $2.9B across 7 rounds on record. The most recent is an undisclosed round of $656M announced in Nov 2025.

When did Capital on Tap last raise funding?

Capital on Tap's most recent funding round on record is an undisclosed round of $656M, announced in Nov 2025.

Who is the CEO of Capital on Tap?

Damian Brychcy is listed as CEO at Capital on Tap.

Where is Capital on Tap headquartered?

Capital on Tap is based in London, England, United Kingdom.

How many employees does Capital on Tap have?

Capital on Tap is in the 101-250 employee band.

How does Capital on Tap's funding compare to other Financial Services startups?

Capital on Tap's latest round of $656M is above the $14M median round size for Financial Services companies on FundedIQ across 5,745 tracked companies over the last two years.

About FundedIQ's Capital on Tap Funding Data

FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.

Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Capital on Tap is left off this page rather than filled in.

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