Grow Credit: Funding, Investors & Team (Oct 2026)
Grow Credit helps consumers with no credit or thin credit files establish or build credit for free using their existing subscription accounts, including Netflix, Disney Plus, Spotify, and many more. Grow is also the first platform to allow consumers to build credit with their cell phone bills. The company was founded in 2018 and is based in Santa Monica, California.
Grow Credit has raised $102M across 2 funding rounds on record, the most recent a Debt Financing of $100M announced in Sep 2021.
That round is above the $15M median round size for Financial Services companies tracked on FundedIQ over the last two years.
Grow Credit Company Profile and Key Stats
Latest funding round on record: Sep 2021.
Grow Credit Funding Rounds
Grow Credit raised $2.0M in an undisclosed round announced in Jul 2020.
1.2 years later, a Debt Financing of $100M was announced in Sep 2021.
Grow Credit Founders and Leadership Team
Contact details for the Grow Credit team: 1 of 1 has an email address on file.
Start 14-day free trial →Grow Credit Funding Compared to Other Financial Services Startups
Grow Credit's latest round of $100M is above the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.
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Grow Credit Funding FAQs
What does Grow Credit do?
Grow Credit helps consumers with no credit or thin credit files establish or build credit for free using their existing subscription accounts, including Netflix, Disney Plus, Spotify, and many more. Grow is also the first platform to allow consumers to build credit with their cell phone bills. The company was founded in 2018 and is based in Santa Monica, California.
How much funding has Grow Credit raised?
Grow Credit has raised $102M across 2 rounds on record. The most recent is a Debt Financing of $100M announced in Sep 2021.
When did Grow Credit last raise funding?
Grow Credit's most recent funding round on record is a Debt Financing of $100M, announced in Sep 2021.
Who is the CEO of Grow Credit?
Joe Bayen is listed as CEO at Grow Credit.
Where is Grow Credit headquartered?
Grow Credit is based in Santa Monica, California, United States.
How many employees does Grow Credit have?
Grow Credit is in the 51-100 employee band.
How does Grow Credit's funding compare to other Financial Services startups?
Grow Credit's latest round of $100M is above the $15M median round size for Financial Services companies on FundedIQ across 5,751 tracked companies over the last two years.
About FundedIQ's Grow Credit Funding Data
FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.
Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Grow Credit is left off this page rather than filled in.
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