FundedIQ
Financial Services

IncumbentFI: Funding, Investors & Team (Aug 2026)

IncumbentFI’s core mission is to streamline collaboration between financial institutions and fintechs. We provide our clients with the ability to transform their existing bank issued cards into powerful fintech powered programmable payment cards. The result is a card that increases customer retention and revenue per cardholder, and positions their payment card to the top of wallet status in today’s digital world. Programmable payments provide customers with the ability to add innovative personalized features, capabilities and offerings to the existing cards offered by their primary financial institution.

www.incumbentfi.com LinkedIn San Francisco, United States 11-50 employees
Total raised
$5.6M
Rounds
1
Latest
Undisclosed round
Oct 2024

IncumbentFI has raised $5.6M across 1 funding round on record, the most recent an undisclosed round of $5.6M announced in Oct 2024.

That round is below the $14M median round size for Financial Services companies tracked on FundedIQ over the last two years.

IncumbentFI Company Profile and Key Stats

Total funding raised
$5.6M
across 1 round on record
Funding rounds on record
1
Latest funding round
Undisclosed round
$5.6M in Oct 2024
Employees
11-50
reported band
Headquarters
San Francisco, United States

Latest funding round on record: Oct 2024.

IncumbentFI Funding Rounds

Date
Round
Amount
Undisclosed round
$5.6M

IncumbentFI Founders and Leadership Team

Name
Role
Contact
Mike Miroslaw
Founder
Locked

Contact details for the IncumbentFI team: 1 of 1 has an email address on file.

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IncumbentFI Funding Compared to Other Financial Services Startups

Segment
Companies
Median round

IncumbentFI's latest round of $5.6M is below the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.

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IncumbentFI Funding FAQs

What does IncumbentFI do?

IncumbentFI’s core mission is to streamline collaboration between financial institutions and fintechs. We provide our clients with the ability to transform their existing bank issued cards into powerful fintech powered programmable payment cards. The result is a card that increases customer retention and revenue per cardholder, and positions their payment card to the top of wallet status in today’s digital world. Programmable payments provide customers with the ability to add innovative personalized features, capabilities and offerings to the existing cards offered by their primary financial institution.

How much funding has IncumbentFI raised?

IncumbentFI has raised $5.6M across 1 round on record. The most recent is an undisclosed round of $5.6M announced in Oct 2024.

When did IncumbentFI last raise funding?

IncumbentFI's most recent funding round on record is an undisclosed round of $5.6M, announced in Oct 2024.

Who founded IncumbentFI?

FundedIQ lists Mike Miroslaw (Founder) at IncumbentFI.

Where is IncumbentFI headquartered?

IncumbentFI is based in San Francisco, California, United States.

How many employees does IncumbentFI have?

IncumbentFI is in the 11-50 employee band.

How does IncumbentFI's funding compare to other Financial Services startups?

IncumbentFI's latest round of $5.6M is below the $14M median round size for Financial Services companies on FundedIQ across 5,745 tracked companies over the last two years.

About FundedIQ's IncumbentFI Funding Data

FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.

Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for IncumbentFI is left off this page rather than filled in.

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