FundedIQ
Financial Services

Zilch: Funding, Investors & Team (Aug 2026)

Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted. Zilch’s users can keep track of all their purchases in one place – whether made online or in-store – ensuring they have a transparent view of their finances as well as their repayment timelines. Zilch also ensures responsible lending by combining Open Banking technology with soft credit checks to build a personalized affordability profile for each customer. Tap & pay-over-time is another step forward in Zilch’s mission to put their consumers in full control of their money and make life as convenient as possible.

www.payzilch.com LinkedIn London, United Kingdom 101-250 employees
Total raised
$299M
Rounds
3
Latest
Series C
Nov 2021

Zilch has raised $299M across 3 funding rounds on record, the most recent a Series C of $109M announced in Nov 2021.

That round is above the $14M median round size for Financial Services companies tracked on FundedIQ over the last two years.

Zilch Company Profile and Key Stats

Total funding raised
$299M
across 3 rounds on record
Funding rounds on record
3
Latest funding round
Series C
$109M in Nov 2021
Employees
101-250
reported band
Headquarters
London, United Kingdom

Latest funding round on record: Nov 2021.

Zilch Funding Rounds

Date
Round
Amount
Series C
$109M
Series B
$110M
Series B
$79.8M

Zilch raised $79.8M in a Series B announced in Apr 2021.

3 months later, a Series B of $110M was announced in Jul 2021.

4 months later, a Series C of $109M was announced in Nov 2021.

Zilch Founders and Leadership Team

Name
Role
Contact
Philip Belamant
CEO
Locked

Contact details for the Zilch team: 1 of 1 has an email address on file.

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Zilch Funding Compared to Other Financial Services Startups

Segment
Companies
Median round
5,273
$4.0M
1,814
$58M

Zilch's latest round of $109M is above the median round in Financial Services. Medians cover the last 24 months of disclosed rounds.

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Zilch Funding FAQs

What does Zilch do?

Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted. Zilch’s users can keep track of all their purchases in one place – whether made online or in-store – ensuring they have a transparent view of their finances as well as their repayment timelines. Zilch also ensures responsible lending by combining Open Banking technology with soft credit checks to build a personalized affordability profile for each customer. Tap & pay-over-time is another step forward in Zilch’s mission to put their consumers in full control of their money and make life as convenient as possible.

How much funding has Zilch raised?

Zilch has raised $299M across 3 rounds on record. The most recent is a Series C of $109M announced in Nov 2021.

When did Zilch last raise funding?

Zilch's most recent funding round on record is a Series C of $109M, announced in Nov 2021.

Who is the CEO of Zilch?

Philip Belamant is listed as CEO at Zilch.

Where is Zilch headquartered?

Zilch is based in London, England, United Kingdom.

How many employees does Zilch have?

Zilch is in the 101-250 employee band.

How does Zilch's funding compare to other Financial Services startups?

Zilch's latest round of $109M is above the $14M median round size for Financial Services companies on FundedIQ across 5,745 tracked companies over the last two years.

About FundedIQ's Zilch Funding Data

FundedIQ tracks announced funding rounds and refreshes this profile every week. Round dates, stages and amounts are normalised to a single format, converted to US dollars, and de-duplicated: two records of the same round announced days apart are merged, and two genuinely different rounds are kept apart on the amounts they disclose. Amounts shown are the disclosed figures only — a round announced without a number is listed and excluded from the total rather than estimated.

Employee counts are reported bands, not exact headcounts. Founder and executive names carry the job title on record. Anything we do not hold for Zilch is left off this page rather than filled in.

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